IRC Blog

Beating Lowball Settlement Offers: How Functional Capacity Evaluations Can Strengthen Your Personal Injury Case

Beating Lowball Settlement Offers: How Functional Capacity Evaluations Can Strengthen Your Personal Injury Case

Insurance companies often offer lowball settlements because they can, using various tactics to justify inadequate compensation. Even with a strong case—clear liability, solid diagnostic evidence, and documented treatment—insurance companies may undervalue a claim. They see the injured party as just a number, reducing their case to a formulaic value.

To counteract this, you need more than just thorough documentation; you need compelling evidence showing how the injury impacts your client’s life. A Functional Capacity Evaluation (FCE) provides this crucial insight. This trial-tested evaluation demonstrates how your client’s impairments affect their ability to work, manage daily activities, and engage in leisure pursuits. Armed with an FCE, you can effectively challenge lowball offers and push for a fair settlement.

The Critical Role of ‘Cognitive Functional Capacity Evaluations’ for Brain Injuries

The Critical Role of ‘Cognitive Functional Capacity Evaluations’ for Brain Injuries

Traumatic Brain Injury (TBI) or Post-Concussive Syndrome is unfortunately a very underdiagnosed cognitive pathological condition in personal injury. Oftentimes diagnostic imaging, neuropsychological testing, and/or cognitive therapy are relied upon heavily for diagnostic and treatment purposes. While these studies and experts can certainly help diagnose the injured persons’ condition, there is typically one very important clinical presentation that is not discovered with all of this testing. That is, how the brain injured individual is functioning in real environments, promoting the ecological validity of an evaluation.

Be Aware of Bogus Medical Cost Projections

Be Aware of Bogus Medical Cost Projections

Medical cost projections are designed to follow the same methodology of a life care plan. The main difference is that medical cost projections are typically drafted for non-catastrophic injuries and life care plans service catastrophic injuries. Both reports should provide the reader with a clear and identifiable pathway to understand what their client’s future care needs are and the costs associated with them. 

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